Know exactly
how much you're worth

Turn bank accounts, stocks and funds, property, insurance, money owed to you and money you owe into cards in a leather wallet. Log balances, not transactions, and Billfold works out your net worth, asset mix and debts.

Coming soon to the App Store iPhone · iOS 26 or later

Billfold's home screen: an open black leather wallet with six slots for Cash, Investments, Retirement & Insurance, Property, Receivables and Debts, and a black card in the ID window showing net worth.

Six slots for everything you own and owe

Each kind of asset is a real object in the wallet: cash is a banknote, investments are a midnight-blue card, an IOU is a paper slip, and debts are an acrylic card. Tap a slot and its cards slide out.

Cash, Investments, Retirement & InsuranceBank accounts, money market funds, stocks, funds, pensions, cash value of policies
Property and ReceivablesYour home, your car, and money people owe you
DebtsCredit cards with due dates, loans with monthly payments
31 preset card typesTurn off the ones you don't need in Settings

The Card types screen in Settings: under Cash are Cash, Bank account, Digital wallet and Money market fund, each with its own switch.

The Stats screen: a black net worth card with a one-year trend line, followed by the share of each asset type.

Balances, not transactions

Spend two minutes a month updating balances and watch your net worth take shape. No logging every purchase, no reconciling, and no handing your bank login to a sync service.

Net worth over timeSee the change over 1 month, 6 months, 1 year or all time
Asset mixHow much of your wealth sits in each slot
Disposable assets and debt ratioWhat you could reach in an emergency, and how much you owe

Only on your device and in your iCloud

No account to create. Everything you record stays on your iPhone and in your own private iCloud database. We can't see it, and there are no analytics or ad trackers.

Face ID lockVerify before the app opens
Hide amountsOpen it safely in a crowd
Dark appearanceFollows your system setting

Multi-currency

Keep foreign accounts in their own currency. Exchange rates update when you open the app, or you can enter your own, and everything converts to your main currency.

Billfold Pro

The free version covers recording and stats in full. Upgrade when you want more cards, more leathers or foreign currencies: a yearly subscription or a one-time purchase, priced as shown in the App Store.